_{Mortgages are offered by Investors Group Trust Co. Ltd., a federally regulated trust company, and brokered by nesto Inc. Licences: Mortgage Brokerage Ontario #13044, Saskatchewan #316917, New Brunswick #180045101, Nova Scotia #202507230; Mortgage Brokerage Firm Quebec #605058; British Columbia, Alberta, Manitoba, Newfoundland/Labrador, PEI, Yukon, Nunavut, Northwest Territories.}

_{Mortgage advisors are licensed professionals and equivalent to the following titles per province: Sub Mortgage Broker/Mortgage Broker in British Columbia, Mortgage Associate/Mortgage Broker in Alberta, Associate/Mortgage Broker in Saskatchewan, Salesperson/Authorized Official in Manitoba, Mortgage Agent/Mortgage Broker in Ontario, Mortgage Broker in Quebec, Mortgage Associate/Mortgage Broker in New Brunswick, Associate Mortgage Broker/Mortgage Broker in Nova Scotia, or Mortgage Broker in Newfoundland & Labrador.}

Michel Liu, CFA, is a finance expert with over 13 years of experience in wealth management and portfolio analysis. Throughout his career, he has held various strategic positions in the financial industry, using his expertise to optimize investment strategies and promote sound investment management.

Michel holds the Chartered Financial Analyst (CFA) certification and graduated in Economics and Psychology from the University of Toronto. He is passionate about investing and market dynamics. This passion, combined with his interest in psychology, allows him to create open discussions focused on listening to clients. He understands their emotions and behaviors and supports them in their investment decisions.

Thanks to his empathetic and analytical approach, Michel guides clients towards informed choices tailored to their specific needs.

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_{Mutual funds and investment products and services are offered through Investors Group Financial Services Inc. (in Québec, a Financial Services firm).  Additional investment products and brokerage services are offered through Investors Group Securities Inc. (in Québec, a firm in Financial Planning). Investors Group Securities Inc. is a member of the Canadian Investor Protection Fund.}